Membership

You can become a member of the Insurance Charities from as little as £15 per year. Your annual subscription will help us give vital assistance to those who need it. [...]

Local Institutes

Find out more about the invaluable support Local Institutes give us by publicising our work and providing vital fundraising and support. [...]

Companies

We rely heavily on the financial and practical backing of a number of large and small insurance employers. Find out more [...]

Latest News

Find out what we've been up to at The Insurance Charities and read information about our latest fundraising efforts. [...]

Read our newsletters

Keep up with what's happening at The Insurance Charities by reading our newsletters, available in PDF format. [...]

Legacies

Remembering The Insurance Charities in your Will

Every year almost 1,000 insurance people look to us to help them re-build their lives. We rely on people like yourselves to support us so we can continue to help those who need us the most.
After considering the interests of your family and friends, you may decide that you would like to leave a gift in your will to The Insurance Charities.

We always recommend that you contact a professional solicitor to help you with your will arrangements, but the following information may help you prepare for your meeting with them and give you an idea of the questions you need to ask.

If you already have a Will

If you have already drawn up a will with a solicitor and you would like to leave a gift to The Insurance Charities then you may do so by making a simple addition (codicil) to your existing will. By adding a codicil, you can include new instructions and delete old ones without having to revoke your entire will.

If you don't have a Will

If you don't have a will it is always best to visit a solicitor. You will have to pay a fee but you'll receive professional advice and help with legal terminology.

Types of Gift you can leave to The Insurance Charities

There are three types of gifts that you can leave to The Insurance Charities in your will. Any gift to support our work is very much appreciated and means we can continue to help those in the insurance industry who have fallen on hard times.

Residuary bequest: A gift of the remainder of the estate after all other bequests have been made to family and friends and all debts, taxes, expenses and other legacies have been cleared. This is the most valuable gift for The Insurance Charities as the value will not decrease over time
Pecuniary bequest: A gift of a fixed sum of money. The relative value of a pecuniary legacy decreases over time as the cost of living increases.
Specific bequest: A gift of a specific item, for example jewellery, furniture or even a house. This is a personal way to pass on your legacy to a person or cause that you care about.

How your Gift will look in your Will

The following are examples of the wording your solicitor may want to use in your will:

For a residuary bequest (a proportion)
I give (percent) of the residue of my estate absolutely to The Insurance Charities (Registered Charity No. 206860) of 20 Aldermanbury, London, EC2V 7HY for its general charitable purposes. I direct that the receipt of the Treasurer or other duly authorised officer shall be a full and sufficient discharge to my executors.
For a pecuniary bequest (a set sum)
I give the following legacy free of tax to The Insurance Charities (Registered Charity No. 206860) of 20 Aldermanbury, London, EC2V 7HY for its general charitable purposes, the sum of £_____. I direct that the receipt of the Treasurer or other duly authorised officer shall be a full and sufficient discharge to my executors.
For a specific bequest (an item)
I give to The Insurance Charities (Registered Charity No 206860) of 20 Aldermanbury, London, EC2V 7HY absolutely (write in here whatever you wish to give) for the purpose of The Insurance Charities. I direct that the receipt of the Treasurer or other duly authorised officer shall be a full and sufficient discharge to my executors.

Thank you once again for thinking of those in the insurance industry who desperately need our help. Your generosity means everything to them. If you would like to discuss your legacy or would like any further information then please contact us and we would be happy to help.